Tag Archives: Covid

Covid 19: Health First, Lawsuits Later?

It would be great if in the midst of the Covid-19 pandemic, that the world could simply focus on health, safety, family and employee issues, but the lawsuits have started. We will monitor them as they will ramp up. Many state and federal courts are shutting down or slowing down so it is unclear when the Covid related suits will actually see a day in court. In New Orleans, an interesting, (albeit somewhat disturbing in the timing), lawsuit has been filed seeking a declaratory judgement against the Governor of Louisiana and global insurer Lloyds of London. Plaintiff Cajun Conti – Oceana Grill Restaurant is seeking property and business interruption insurance from Lloyds, even before they have apparently made a claim. The suit before insurance claim and denial is odd. The suit may be politically motivated. The lawsuit is attached hereto.

Plaintiff restaurant seeks “property damage” for virus contamination of its restaurant, and “business interruption” coverage for the obvious shutdown brought about by government order. If you subscribe to Law360 there is an interesting write-up at: http://tinyurl.com/qscl9m8 “Oceana Grill, which is in New Orleans’ French Quarter, argued that its “all risk” policy with the Lloyd’s underwriters should kick in under the circumstances, noting that the policy doesn’t contain any provisions excluding coverage for losses stemming from viruses or global pandemics.” (Law360) “In its suit, Oceana Grill noted that its policy with the Lloyd’s underwriters requires the existence of a “direct physical loss” to property for coverage to apply. According to the restaurant, that requirement is satisfied by the coronavirus pandemic, given that the virus can remain on surfaces for days. Both Governor Edwards and Mayor Cantrell cited concerns over possible physical damage to properties to support their restrictions.” (Law360)

COVID-19: Latest from Houston Harbaugh, P.C. Pittsburgh, Pennsylvania

High Resolution Covid-19

The latest and best information on Covid-19 should be sought from the CDC. Our law firm Houston Harbaugh, P.C. in Pittsburgh, Pennsylvania www.hh-law.com remains open and fully functional to serve our clients and others seeking legal assistance during this incredibly difficult time. We are complying with the Pa. Commonwealth’s Governor’s Order that all non-life-sustaining businesses remain physically closed and work remotely when possible. We are fully functional in that regard. See the most recent Pennsylvania Covid-19 Mitigation Orders and Guideline. Our law firm’s employment department Chair Craig Brooks issued some important workplace guidelines which should be helpful to businesses and employers as they struggle with the fallout from the Covid disease and related mitigation efforts in this and other states. Click here to see our website and employment guidelines.